The Investigators: Punished for posting
(WMC-TV) - Insurance agents are trolling policyholders' Facebook pages and Twitter threads, searching for posts that reveal risky behavior.
"If there is risky behavior, that's fine, but you're going to pay for it in higher premiums," said Jim Summers, attorney for the Allen Summers law firm ( www.allensummers.com ) and a leading legal source on Internet privacy and security. "An insurance company...not only Can doing it for some time."
Some time ago, Nathalie Blanchard of Canada couldn't work anymore due to a diagnosis of anxiety and depression. Her employer ordered her to go on long-term disability insurance.
But the underwriter of her employer's insurance policy cut off her disability income after one of its representatives pulled pictures from her Facebook page. The pictures depicted her partying at a Chippendales event.
The rep also captured some of her posts with comments about climbing a mountain near where she lives.
"She told me that she had taken some pictures (from) my Facebook and some sentences, and that I am not sick," said Blanchard. She's hired an attorney.
"I will do it if necessary," said Bennita Wade, an independent Memphis insurance agent. "We have so many policy-holders who do the right thing, that this risky behavior can cost so much money. Tracking that risky behavior can help keep responsible policyholders' premiums down."
Neither the National Association of Professional Insurance Agents ( www.pianet.com ) nor the National Health Care Anti-Fraud Association ( www.nhcaa.org ) compile figures on how much money insurers have saved on premiums by snooping on policyholders' Facebook pages.
But Patty Tredway of Reputation.com ( www.reputation.com ), one of the leading web resources on Internet privacy, said, "Many industries-- health insurers included-- are using (social media) to compile detailed digital dossiers of individuals. They adjust claims and rates based on what they find about you online."
Summers said actuaries -- professionals who calculate insurance and annuity premiums -- actually set the trend for using social networks as investigative tools in weighing risks versus benefits.
"If you're dumb enough to put anything on Facebook, MySpace or Twitter," said Summers, "don't be surprised when someday, it reaches up and bites you.
Customizing Myspace Help - News
SOLUTION: "To disable this setting, visit Account > Privacy Settings > Customize Settings, and then uncheck the box at the bottom of the first section that reads, 'Include me in 'People Here Now' after I check in.'" * YOUR FACEBOOK PROFILE SHOWING UP
Since MySpace we've all grown up, haven't we? We used to be content with simply sharing animated gifs, posting good music, changing our avatars constantly, and customizing our background themes. In Facebook, we moved to sharing news and beautiful,
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MySpace Dev » Blog Archive » Make a Custom MySpace Background from ...
MySpace is more than just a social network. Since it was overhauled in 2010, MySpace has become the hottest new place to show off your photos, display your favorite music, and talk to your friends. Although it is a bit more involved than using their default settings, you can install a MySpace background to customize your profile by using the codes from pre-made templates. If you don’t find a template you love, you can even make your own background image. Here are some simple steps to help you create a unique background for your MySpace profile.
In order to create a background from one of your favorite photos, you need to upload your photo of choice to an image hosting service. Many people use PhotoBucket because it is free and easy to use. You can use any site you like, but for the sake of keeping it simple, these steps will involve PhotoBucket.
Please make a note of the fact that the most common screen resolution is 1024 x 768, so when choosing your background picture it would be a good idea to select a background picture that is about the same size but at least 800 x 600 pixels for the best results. Once you have your chosen your picture, either log onto PhotoBucket or go ahead and register for free if you haven’t used the site before.
Once you are signed in, proceed to the green “Upload Now” button. Choose your picture’s file from the “upload from” button and then select “Upload”. When the picture finishes uploading, click on “choose action” above your image. Select “Generate link codes for selected” and when the box pops up, under ‘HTML for websites and blogs, click on “full size“. A message will flash to let you know the code was copies to your clipboard.
Once you have copied the URL for the image to your clipboard, you can exit the PhotoBucket site. Log into your MySpace account and go to the “Edit My Profile” button. Paste the code into the very bottom of the “About Me” section under any information you have entered previously, making sure to leave a space between the code and the text you have entered. Click on “Save All Changes” to save your selection. Now click on the “View My Profile” button located in the upper right corner of your Profile “Edit” screen.
When your profile page opens, you should see your new photo as the background behind your information. If the picture is blurry, you might need to choose a higher resolution photo. If you have other issues, check with the MySpace “help” options or email their technical support service for help. You will soon have a beautiful new background that is customized to your personal preferences. Sit back and enjoy your fine-looking new background. Great job!
Customizing Myspace Help - Bookshelf
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